If you are wondering what homeownership really costs in Durham Region in 2026, here is the answer. According to the Central Lakes Association of Realtors (CLAR) August 2026 Housing Market Report, the average selling price across Durham Region was $823,153, down from $840,581 in July. Durham Region recorded 568 home sales in August, leading all six CLAR regions, and new listings declined 17.1% month-over-month to 1,426. Beyond the purchase price, today's buyers also face mortgage rates, property taxes that vary by municipality, and the ongoing costs of maintaining a home in one of Ontario's fastest-growing regions.
Key Takeaways
- Durham Region's average selling price was $823,153 in August 2026 (CLAR), down from $840,581 in July.
- Durham Region recorded 568 home sales in August 2026, leading all six CLAR regions and accounting for nearly half of the 1,150 sales reported association-wide.
- New listings declined 17.1% month-over-month to 1,426, giving buyers a quieter, less competitive late-summer market.
- The full cost of ownership goes beyond the purchase price. Mortgage rates, property taxes, utilities, and maintenance all factor into what you can realistically afford.
- Understanding these numbers before you start your search is the difference between a stressful experience and a confident purchase.
Durham Region Home Prices 2026: The Big Picture
The Durham Region housing market in 2026 is a story of seasonal rhythm, steady demand, and opportunity. After peaking in 2024 and declining through much of 2025, prices have settled into a range that many local agents describe as a "reset" rather than a crash.
According to the Central Lakes Association of Realtors (CLAR) August 2026 Housing Market Report, released September 3-4, 2026, Durham Region recorded 568 home sales in August, leading all six CLAR regions. The average selling price was $823,153, down from $840,581 in July 2026.
New listings declined 17.1% month-over-month to 1,426 in August. CLAR described the month as a typical late-summer seasonal slowdown, with year-over-year figures remaining important. For buyers, the quieter market brings more choice and more leverage at the negotiating table than the hyper-competitive conditions of recent years.
For context, here are the key verified data points from the CLAR August 2026 Housing Market Report:
| Metric | August 2026 | Note |
|---|---|---|
| Home Sales | 568 | Leading all six CLAR regions |
| Average Selling Price | $823,153 | Down from $840,581 in July |
| New Listings | 1,426 | Down 17.1% month-over-month |
| Sales Across CLAR | 1,150 | Association-wide, all six regions |
Source: Central Lakes Association of Realtors (CLAR), August 2026 Housing Market Report, released September 3-4, 2026.
Port Perry Real Estate Prices 2026
Port Perry, the heart of Scugog Township and the crown jewel of North Durham, commands a premium in the market. The August 2026 CLAR Housing Market Report covers Durham Region as a whole, where the average selling price was $823,153; Scugog-specific figures are published in the same monthly release. Entry-level properties in the area typically start in the $800,000 range, while waterfront homes on Lake Scugog can easily exceed $1.5 million.
Well-priced homes in Port Perry still sell relatively quickly, and buyers looking at Port Perry real estate should expect to act decisively on properties that are priced realistically. With the region's new listings down 17.1% month-over-month in August, there is more room to negotiate than there was two years ago.
The type of property you can buy in Port Perry with a $900,000 budget includes a well-maintained 3-bedroom family home in one of the newer subdivisions, a charming older bungalow closer to the historic downtown on Queen Street, or a country property just outside town with some acreage. Waterfront at this price point remains a challenge, though smaller seasonal cottages or properties with limited shoreline access can occasionally be found.
Uxbridge: Where Premium Prices Meet Trail Country
Uxbridge remains one of the premium municipalities in Durham Region, known for trail country, equestrian properties, and country estates. The August 2026 CLAR Housing Market Report covers Durham Region as a whole, where the average selling price was $823,153; Uxbridge-specific figures are published in the same monthly release. For buyers who were priced out of Uxbridge during the 2024 peak, today's more measured market presents a genuine opportunity.
The "Trail Capital of Canada" attracts buyers who value rural living, equestrian properties, and proximity to over 220 km of trails connecting the Oak Ridges Moraine, Durham Regional Forest, and the Trans Canada Trail. Equestrian properties with barns and paddocks are a significant segment of the market here. For families, Uxbridge offers excellent schools, a charming heritage downtown, and a strong sense of community.
For a budget of $900,000 to $1 million, buyers can find spacious family homes on larger lots, some smaller acreage properties, and fixer-uppers with potential. The entry point for a decent family home in Uxbridge village is generally around $850,000, while country estates quickly climb above $1.2 million.
Brock Township: The Affordability Anchor
Brock Township, which includes the communities of Beaverton, Cannington, and Sunderland, is generally known as the most affordable corner of Durham Region. The August 2026 CLAR Housing Market Report covers Durham Region as a whole, where the average selling price was $823,153; Brock-specific figures are published in the same monthly release.
For buyers seeking value, Brock is where your budget stretches furthest. A $700,000 budget can buy a waterfront property on Lake Scugog, a spacious country home on multiple acres, or a substantial family home in one of Brock's welcoming villages. This suggests an opportunity for buyers who can move quickly when the right property comes up.
If you are considering Brock, our detailed guide to what $800,000 buys across Durham Region will help you understand exactly how far your money goes in this community compared to others.
Beyond the Purchase Price: The Full Cost of Homeownership
The purchase price is only part of the picture. Buyers in 2026 need to factor in several additional costs when calculating affordability.
Mortgage Rates
Higher interest rates in 2026 mean that a larger portion of each mortgage payment goes toward interest rather than principal. Getting pre-approved before you start your search is essential so you know exactly what your monthly payment will look like at current rates. A higher down payment can significantly reduce your monthly carrying costs.
Property Taxes
Property tax rates vary by municipality across Durham Region. Scugog Township, Uxbridge Township, and Brock Township each set their own mill rates. Your real estate agent can provide estimated annual property taxes for any property you are considering so you can factor them into your budget.
Insurance and Utilities
Home insurance is mandatory and costs vary based on property type, location, and coverage level. Utilities including hydro, gas, water, and internet can add $400 to $600 per month depending on the size and age of the home. Rural properties may have additional costs for well maintenance, septic system care, and propane or oil heating.
Maintenance and Repairs
Industry guidelines suggest budgeting 1% to 2% of your home's value annually for maintenance and repairs. On a $900,000 home, that is $9,000 to $18,000 per year. Older homes and waterfront properties often have higher maintenance costs, while newer builds may have lower costs in the first few years.
For a personalized breakdown of what homeownership would cost in your target community, request a free home valuation and market analysis. We will walk through the numbers so you can make a fully informed decision.
Market Outlook for the Rest of 2026
The second half of 2026 brings a typical seasonal rhythm to Durham Region. CLAR reported a late-summer slowdown in August, with 568 sales and the average selling price easing to $823,153, and emphasized that year-over-year figures remain important.
For buyers, this window of seasonal calm and more choice is worth acting on before renewed competition emerges. For sellers, realistic pricing and excellent property presentation are more important than ever.
Whether you are a first-time buyer exploring your options or a homeowner thinking about your next move, we are here to help. Book a free buyer consultation to learn more about the process, and reach out anytime for a no-pressure conversation about your goals.
Want to know exactly what your budget will buy in today's market? We will show you current listings, recent sales, and real costs across Durham Region's communities.
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Keith Williams
Broker, Willows Realty Group at Royal LePage Frank Real Estate. With 30+ years in Durham Region real estate, Keith and his partner Lisa C. Follows have helped over 1,000 families buy and sell homes across Port Perry, Uxbridge, Brock, and beyond. They hold advanced designations including Master Certified Negotiation Expert (MCNE), Certified Luxury Home Marketing Specialist (CLHMS), and Seniors Real Estate Specialist (SRES).
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